Choosing Your Benefits with Ask Emma
Insights / Choosing Your Benefits with Ask Emma Video Transcript

Choosing Your Benefits with Ask Emma Video Transcript

Navigating your benefit options can be stressful.

You need coverage that will protect you, your money, and your future. But making the right choices at enrollment isn’t always easy, especially when it isn’t clear what lies ahead.

Try to save on premiums by UNDER insuring, and you might not be protected enough for what life throws at you.

On the other hand, OVER insuring can drain your bank account unnecessarily.

You need to find the right balance for your situation.

But you don’t have to worry about making the journey by yourself. I’m Emma, your personal benefits expert. My job is to help you understand the benefits your employer offers and select the ones that are right for you.

With my guided experience, I can walk you through an in-depth look at the health plans you have available.

Based on your answers to a few simple questions about your needs, I can help you choose a plan that fits you best.

Along the way, I’ll help you with any jargon you may not understand. That way, you won’t have to guess on the kind of coverage you’re buying, or how to use it.

When we’re through, I’ll have an estimate for how much you could pay under each plan available to you.

Plus, if you have an HSA or HRA, I can help you figure out how those contributions will impact your cost estimate.

Once all your estimates are done, I’ll recommend you a plan, to help you be confident that you’re getting the coverage you need, without overpaying.

Of course, if you’re in a hurry, you can run the numbers yourself with my handy calculator, and get an estimate and recommendation without the explanations.

But helping you choose a health plan isn’t all I can do! I’m also here to help you with your other, non-medical benefits, too.

So, no matter how challenging enrollment may seem, my team and I are here to help you pick the plan with the coverage you need at the right cost. Look for me on the bswift site when you go to choose your benefits. See you at enrollment!