bswift: Blog

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We received a number of thoughtful questions during our May 22 webcast on The Value Proposition of a Private Exchange, and we’d like to share our responses to some of them.

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Those who attended the 11th annual bswift Summit were treated to a lively panel discussion on “Work-Life Balance in Today’s Lean-In Culture.” Sheryl Sandberg’s best-selling book Lean In: Women, Work, and The Will to Lead served as the foundation for the conversation...

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For employers seeking to better manage health care costs and benefits, the journey continues — from employer “paternalism” and centralized control to employee engagement and ownership of health insurance and employee benefits. In our fifth annual study...

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In March 2014, the IRS issued final regulations to streamline the employer reporting requirements imposed by the ACA. In this excerpt from her article, “IRS regulations clarify employer ACA reporting requirements,” Mary Bauman, Attorney at Law, Miller Johnson...

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The return on investment (ROI) of wellness programs has been strongly challenged in publications like last year’s RAND report. However, these assessments have focused on...

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Price transparency is a central issue in the health care arena, and exchanges can play an important role in helping consumers save on the cost of services through informed choices. In this video...

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In this video Craig Hasday, COO, Frenkel Benefits, and Don Garlitz, Executive Director, bswift Exchange Solutions, address four myths about defined contribution (DC) as a strategy for employer-provided plan...

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To avoid penalties related to parts of the employer mandate that take effect in 2015 and 2016, large employers will need a solid system for keeping track of employee hours, dependents, health care coverage levels and coverage periods. In this video...

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bswift became an early adopter of the defined contribution approach to health benefits for its more than 300 employees for 2014. In this video Don Garlitz, Executive Director, bswift Exchange Solutions...

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With employer mandate deadlines – and potential penalties – coming up in 2015 and 2016, employers are looking for ways to control costs while providing health coverage to employees. In this video Craig Hasday, COO, Frenkel Benefits...

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The best private health care exchanges have adopted retail strategies to deliver a positive shopping experience for individuals selecting and enrolling in health plans. In this video Brad Wolfsen, Executive Director, bswift Exchange Solutions...

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The concept of a health care exchange is nothing new, but the Affordable Care Act (ACA) has leveraged it as the way for individuals seeking coverage to determine eligibility for subsidies and enroll in plans. In this video, Brett Graham...

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On February 10, the U.S. Treasury Department released final regulations on the Affordable Care Act (ACA) employer mandate, including some additional delays to the employer mandate for some employers. In our piece predating the new rules, “Don’t Be Sidelined by the ACA Delay: Measure Now to Avoid a Flag on the ‘Play or Pay,’” you read about...

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On Feb. 5, bswift and Employee Benefit News (EBN) co-produced a web seminar called “Defined Contribution: A Playbook for Employers.” The webinar covers health benefit marketplace infrastructure and inventory in depth, with the panelists offering valuable insights on those and a number of pivotal issues.

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In July 2013, the IRS granted large employers an extra year before applying potential penalties under the employer shared responsibility provisions of the Affordable Care Act (ACA)—but there is still plenty to do right now to prepare for the 2015 season.

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The idea that you can transform the office into a place that’s fun has been attracting attention in the press for a while now. In his December 2013 New York Times article, “Who Goes to Work to Have Fun?," Oliver Burkeman looked at research by psychologists and workplace specialists and came to the discouraging but perhaps not surprising conclusion that...

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In Part 1 of this series, I relayed the roundabout health insurance route I took to stay covered throughout different employment states – full timer, contractor and layoff casualty. At the end of that first chapter, I was finishing up a contract job and trying to determine what to do: sign on to COBRA continuation coverage with my contracting agency or enroll in the brand new Health Insurance Marketplace via HealthCare.gov.

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I have navigated a varied path as a writer and editor, interweaving positions as a full-time employee (FTE) with jobs as a project-based contractor – mostly by choice but at times by necessity. Whatever my job status, though, one thing has remained constant: health insurance coverage.

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The pendulum in health care continues to swing from paternalism to consumerism. Consumer-driven health plans have all but replaced HMOs. Health incentives programs are as ubiquitous as grocery store weekly circulars. And now employees and individuals will start shopping for their health benefits...

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One of the lessons I frequently relearn in life is that people do not want unsolicited advice. An example that most parents can relate to is that my 6-year-old daughter does not want my help tying her shoes, even when we’re running late. Similarly, most employees...

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