bswift, LLC and FutureVision, a Software Division of Johnson-Diversifed, LLC, Complete Merger

Chicago, November 5, 2002 -- bswift, an Internet-based employee benefits administration software company, and FutureVision, a content and communications software platform for insurance brokers, have just completed a merger of the two companies and their products.

FutureVision is an Internet portal that serves as a highly effective tool for brokers to attract new business and support existing human resource manager clients. FutureVision provides HR managers with State and Federal regulatory and compliance information on COBRA, HIPAA, ERISA, FMLA and other government acts. In addition, FutureVision provides legislative updates, compliance information and resources, communication and planning tools, carrier contact information and links, links to select industry-related Web sites and more.

The merger with FutureVision enables bswift to offer “one-stop shopping” for a complete suite of HR administrative services that encompass:

1. Information and content for HR managers via FutureVision’s online platform
2. Employee communications tools
3. Employee self-service benefits enrollment and benefit plan information

Together, the bswift and FutureVision products provide insurance brokers with a powerful set of online tools to attract and retain employer clients. FutureVision was launched in 2001 by Johnson-Diversified, LLC, the second largest privately held full-service insurance brokerage firm in Wisconsin. Johnson-Diversified was formed as a partnership between Johnson Insurance of Racine, Wisconsin and Diversified Insurance Services, Inc. of Waukesha, Wisconsin. Johnson Insurance is part of Johnson International, a privately owned entity of the S.C. Johnson family, founders and owners of S.C. Johnson & Son, Inc., worldwide manufacturers and marketers of consumer cleaning and storage products such as Pledge, Windex and Ziploc.

We firmly believe in the continued success of bswift and their product line as is demonstrated by our desire to become bswift shareholders as a result of this transaction,” says Robert Sowinski, President of Diversified Insurance Services, Inc. “In addition to our continued use of the FutureVision product we have made a commitment to utilize the bswift benefit enrollment and administration system for all of our employee benefit clients. It is our opinion that using this type of tool will become a standard practice of successful agencies in the not too distant future.”

"FutureVision is a natural complement to bswift’s enrollment and communications tools,” says Rich Gallun, President and CEO of bswift. “Together with FutureVision, bswift now offers not only the ‘best of breed’ in the industry, but also the broadest product line as well. We are also very encouraged by the fact that another major brokerage firm has embraced our enrollment solution as a core part of its overall service offering. bswift’s cost-effective solution makes it affordable for Johnson-Diversified to capitalize on the huge advantages of online enrollment.”

“With FutureVision, bswift’s value proposition to brokerage firms is unbeatable,” commented Ray Seaver, Partner, bswift. “Additionally, this merger helps bswift expand its broker community and customer base substantially. bswift now has a client base of well over 100 benefit producers, representing thousands of employer groups and tens of thousands of employees.”

About Johnson-Diversified, LLC.

Johnson-Diversified, LLC is the second largest privately held insurance brokerage firm in the State of Wisconsin. With multiple locations throughout the state, the firm’s origins date back more than 100 years. Today, Johnson-Diversified is a full-service firm offering expertise in all lines of insurance, human resources consulting, e-business insurance advice, payroll systems, claims management, loss control and other value-added services. For more information on Johnson-Diversified, go to www.johnsonins.com or www.div-ins.com; or contact Robert Sowinski, President of Diversified Insurance Services, Inc. at 262-574-0440.

About bswift

Based in Chicago, bswift simplifies employee benefits administration with online solutions that encompass all aspects of benefits enrollment, administration, and employee communications. bswift's state-of-the-art software significantly reduces administrative costs and paperwork, and improves HR service to employees. bswift's competitive advantages include: easy-to-use features and functions, fast implementation, and competitive pricing. Tailored especially for the particular benefits and procedures of each client, bswift reshapes the way employees choose and access benefits. bswift's base enrollment system was runner up in Microsoft's Best eCommerce Solution Competition out of 15,000 entrants in 1999. For more information, see www.bswift.com or contact Susan Blinkhorn (sblinkhorn@bswift.com ), 1-877-9-bswift (927-9438).